*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--primary: #0f5b33;--primary-hover: #0a4626;--primary-light: #e8f5ed;--primary-border: #b7e2c8;--accent: #b45309;--accent-light: #fef3c7;--accent-dark: #78350f;--success: #059669;--danger: #dc2626;--info: #0284c7;--text-dark: #121815;--text-mid: #334139;--text-light: #526359;--text-muted: #798b81;--border: #dbe3dd;--border-subtle: #e9efe9;--border-focus: #0f5b33;--bg-page: #f5f7f5;--bg-surface: #ffffff;--bg-elevated: #ffffff;--bg-subtle: #edf3ee;--shadow-xs: 0 1px 2px rgba(15, 91, 51, .04);--shadow-sm: 0 1px 3px rgba(0, 0, 0, .05), 0 1px 2px rgba(0, 0, 0, .03);--shadow-md: 0 4px 14px rgba(15, 30, 20, .07), 0 1px 3px rgba(0, 0, 0, .04);--shadow-lg: 0 12px 28px rgba(15, 30, 20, .09), 0 2px 6px rgba(0, 0, 0, .04);--shadow-modal: 0 20px 45px rgba(0, 0, 0, .22);--radius-sm: 4px;--radius: 8px;--radius-lg: 12px;--radius-xl: 18px;--radius-full: 9999px;--ease: cubic-bezier(.16, 1, .3, 1);--transition-fast: .16s var(--ease);--transition: .26s var(--ease);--font-main: "Sarabun", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-head: "Prompt", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--footer-bg: #092414;--footer-text: #c2d8cc;--footer-text-dim: #8ba898;--footer-border: rgba(255, 255, 255, .08);--badge-personal: #e0f2fe;--badge-personal-text: #0369a1;--badge-home: #fef3c7;--badge-home-text: #92400e;--badge-car: #dcfce7;--badge-car-text: #15803d;--badge-business: #f3e8ff;--badge-business-text: #6b21a8;--badge-emergency: #fee2e2;--badge-emergency-text: #b91c1c}html[data-theme=dark]{--primary: #34d399;--primary-hover: #10b981;--primary-light: #06331a;--primary-border: #0b502a;--accent: #f59e0b;--accent-light: #451a03;--accent-dark: #fbbf24;--text-dark: #f0fdf4;--text-mid: #cbd5e1;--text-light: #94a3b8;--text-muted: #64748b;--border: #22362b;--border-subtle: #17281f;--border-focus: #34d399;--bg-page: #0d1611;--bg-surface: #142019;--bg-elevated: #1a2920;--bg-subtle: #18261e;--shadow-xs: 0 1px 2px rgba(0, 0, 0, .4);--shadow-sm: 0 1px 3px rgba(0, 0, 0, .5);--shadow-md: 0 6px 18px rgba(0, 0, 0, .6);--shadow-lg: 0 14px 32px rgba(0, 0, 0, .75);--footer-bg: #06110a;--footer-text: #9bb2a5;--footer-text-dim: #61796c;--footer-border: rgba(255, 255, 255, .05);--badge-personal: #082f49;--badge-personal-text: #7dd3fc;--badge-home: #451a03;--badge-home-text: #fde047;--badge-car: #052e16;--badge-car-text: #86efac;--badge-business: #3b0764;--badge-business-text: #d8b4fe;--badge-emergency: #450a0a;--badge-emergency-text: #fca5a5}html{scroll-behavior:smooth}body{font-family:var(--font-main);color:var(--text-dark);background:var(--bg-page);line-height:1.65;font-size:16px;overflow-x:hidden;transition:background var(--transition),color var(--transition);-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit;transition:color var(--transition-fast)}img{max-width:100%;display:block}button{font-family:inherit;border:none;outline:none}.container{width:100%;max-width:1160px;margin:0 auto;padding:0 24px}.site-header{position:sticky;top:0;z-index:1000;background:#f5f7f5f0;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border);transition:box-shadow var(--transition),background var(--transition)}html[data-theme=dark] .site-header{background:#0d1611f0}.header-inner{display:flex;align-items:center;justify-content:space-between;height:68px;gap:20px}.logo{display:flex;align-items:center;gap:12px;flex-shrink:0;cursor:pointer}.logo-badge{width:38px;height:38px;background:var(--primary);border-radius:var(--radius);display:flex;align-items:center;justify-content:center;color:#fff;font-size:18px;box-shadow:0 2px 6px #0f5b3340}.logo-text{display:flex;flex-direction:column}.logo-main{font-family:var(--font-head);font-size:20px;font-weight:700;color:var(--primary);line-height:1.15;letter-spacing:-.01em}.logo-sub{font-size:11px;color:var(--text-muted);letter-spacing:.01em}.main-nav{display:flex;align-items:center;gap:4px}.nav-link{padding:8px 14px;border-radius:var(--radius);font-size:14px;font-weight:500;color:var(--text-mid);background:transparent;cursor:pointer;transition:all var(--transition-fast)}.nav-link:hover{color:var(--primary);background:var(--primary-light)}.nav-link.active-nav{color:var(--primary);font-weight:600;background:var(--primary-light)}.theme-toggle-btn{background:var(--bg-surface);border:1px solid var(--border);color:var(--text-mid);cursor:pointer;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:14px;transition:all var(--transition-fast);margin-left:8px}.theme-toggle-btn:hover{background:var(--bg-subtle);border-color:var(--text-muted)}.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}.hamburger span{display:block;width:22px;height:2px;background:var(--text-dark);border-radius:1px;transition:transform var(--transition),opacity var(--transition-fast)}.hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.hamburger.open span:nth-child(2){opacity:0}.hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}.mobile-menu{display:none;flex-direction:column;background:var(--bg-surface);border-top:1px solid var(--border);padding:14px 20px;gap:4px}.mobile-menu.open{display:flex}.mobile-menu button{padding:10px 14px;border-radius:var(--radius);font-size:15px;font-weight:500;color:var(--text-mid);text-align:left;border:none;background:none;cursor:pointer}.mobile-menu button:hover{background:var(--primary-light);color:var(--primary)}.hero-editorial{background:var(--bg-surface);border-bottom:1px solid var(--border);padding:56px 0 64px;position:relative}.hero-editorial:after{content:"";position:absolute;bottom:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary) 0%,#10b981 50%,var(--accent) 100%);opacity:.8}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}.hero-editorial-left{display:flex;flex-direction:column}.hero-title{font-family:var(--font-head);font-size:clamp(28px,3.4vw,42px);font-weight:700;color:var(--text-dark);line-height:1.25;margin-bottom:16px;letter-spacing:-.02em}.hero-title .title-accent{color:var(--primary);position:relative}.hero-subtitle{font-size:16px;color:var(--text-light);line-height:1.7;margin-bottom:28px;max-width:540px}.hero-search-wrapper{display:flex;align-items:center;background:var(--bg-page);border:1.5px solid var(--border);border-radius:var(--radius-lg);padding:6px 6px 6px 16px;transition:all var(--transition-fast);max-width:520px}.hero-search-wrapper:focus-within{border-color:var(--primary);background:var(--bg-surface);box-shadow:0 0 0 3px #0f5b331f}.hero-search-icon{color:var(--text-muted);font-size:16px;margin-right:12px}.hero-search-input{flex:1;border:none;background:transparent;font-family:var(--font-main);font-size:15px;color:var(--text-dark);outline:none}.hero-search-input::placeholder{color:var(--text-muted)}.hero-search-clear{background:none;border:none;color:var(--text-muted);cursor:pointer;padding:6px 10px;font-size:14px}.hero-search-clear:hover{color:var(--danger)}.loan-calculator-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:var(--radius-xl);padding:28px;box-shadow:var(--shadow-md);position:relative}.calc-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px;padding-bottom:14px;border-bottom:1px solid var(--border-subtle)}.calc-title{font-family:var(--font-head);font-size:18px;font-weight:700;color:var(--text-dark);display:flex;align-items:center;gap:8px}.calc-title i{color:var(--primary)}.calc-badge{font-size:11px;font-weight:600;padding:3px 8px;background:var(--primary-light);color:var(--primary);border-radius:var(--radius-sm)}.calc-group{margin-bottom:18px}.calc-label-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}.calc-label{font-size:13px;font-weight:500;color:var(--text-mid)}.calc-val-display{font-family:var(--font-head);font-size:16px;font-weight:700;color:var(--primary)}.calc-slider{width:100%;height:6px;border-radius:3px;background:var(--border);outline:none;-webkit-appearance:none;-moz-appearance:none;appearance:none;cursor:pointer}.calc-slider::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--primary);cursor:pointer;box-shadow:0 1px 4px #00000040;transition:transform var(--transition-fast)}.calc-slider::-webkit-slider-thumb:hover{transform:scale(1.2)}.calc-term-pills{display:flex;gap:6px;margin-top:6px}.term-pill{flex:1;padding:6px 0;background:var(--bg-page);border:1px solid var(--border);border-radius:var(--radius-sm);font-size:12px;font-weight:500;color:var(--text-mid);cursor:pointer;text-align:center;transition:all var(--transition-fast)}.term-pill:hover{border-color:var(--primary);color:var(--primary)}.term-pill.active{background:var(--primary);border-color:var(--primary);color:#fff;font-weight:600}.calc-result-box{background:var(--bg-subtle);border:1px solid var(--border);border-radius:var(--radius-lg);padding:16px 20px;margin-top:20px;display:flex;justify-content:space-between;align-items:center}.calc-result-label{font-size:12px;color:var(--text-muted);text-transform:uppercase;letter-spacing:.5px}.calc-result-sub{font-size:11px;color:var(--text-light)}.calc-result-amount{font-family:var(--font-head);font-size:24px;font-weight:700;color:var(--primary);line-height:1.1;text-align:right}.calc-result-unit{font-size:12px;font-weight:400;color:var(--text-muted)}.calc-filter-action{margin-top:14px}.btn-filter-amount{width:100%;padding:10px;background:var(--bg-surface);border:1px solid var(--primary);border-radius:var(--radius);color:var(--primary);font-size:13px;font-weight:600;cursor:pointer;transition:all var(--transition-fast);display:flex;align-items:center;justify-content:center;gap:6px}.btn-filter-amount:hover{background:var(--primary);color:#fff}.filter-section{padding:48px 0 64px}.section-header-editorial{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:28px;padding-bottom:16px;border-bottom:1.5px solid var(--border);flex-wrap:wrap;gap:16px}.section-title{font-family:var(--font-head);font-size:clamp(22px,2.5vw,28px);font-weight:700;color:var(--text-dark);letter-spacing:-.01em;line-height:1.2}.section-sub{font-size:14px;color:var(--text-light);margin-top:4px}.filter-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}.filter-btn{display:inline-flex;align-items:center;gap:8px;padding:8px 16px;border-radius:var(--radius-full);border:1px solid var(--border);background:var(--bg-surface);cursor:pointer;font-size:14px;font-weight:500;color:var(--text-mid);transition:all var(--transition-fast)}.filter-btn:hover{border-color:var(--primary);color:var(--primary)}.filter-btn.active{background:var(--primary);border-color:var(--primary);color:#fff;font-weight:600}.filter-btn .filter-count{font-size:11px;padding:1px 7px;border-radius:10px;background:var(--bg-page);color:var(--text-muted)}.filter-btn.active .filter-count{background:#ffffff40;color:#fff}.loans-toolbar{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px;flex-wrap:wrap;gap:12px}.sort-group{display:flex;align-items:center;gap:8px}.sort-label{font-size:13px;color:var(--text-muted)}.sort-select{padding:7px 12px;border-radius:var(--radius);border:1px solid var(--border);background:var(--bg-surface);color:var(--text-dark);font-size:13px;cursor:pointer;outline:none}.result-count-badge{font-size:13px;color:var(--text-muted);font-weight:500}.loans-container{display:flex;flex-direction:column;gap:16px}.loan-card-editorial{background:var(--bg-surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:20px 24px;display:grid;grid-template-columns:88px 1.4fr 1fr 1.1fr 170px;align-items:center;gap:20px;position:relative;transition:border-color var(--transition-fast),box-shadow var(--transition-fast)}.loan-card-editorial:hover{border-color:var(--primary-border);box-shadow:var(--shadow-sm)}.loan-card-editorial.featured{border-left:4px solid var(--accent)}.card-thumb-wrapper{width:88px;height:88px;border-radius:var(--radius);border:1px solid var(--border-subtle);overflow:hidden;background:var(--bg-page);display:flex;align-items:center;justify-content:center;cursor:pointer;position:relative;flex-shrink:0}.card-thumb-wrapper img{width:100%;height:100%;object-fit:contain;padding:4px;transition:transform var(--transition-fast)}.card-thumb-wrapper:hover img{transform:scale(1.06)}.card-thumb-zoom-icon{position:absolute;bottom:4px;right:4px;background:#0009;color:#fff;font-size:9px;padding:2px 4px;border-radius:3px;opacity:0;transition:opacity var(--transition-fast)}.card-thumb-wrapper:hover .card-thumb-zoom-icon{opacity:1}.card-col-info{display:flex;flex-direction:column;gap:4px}.card-bank-name{font-size:13px;color:var(--text-muted);font-weight:500}.card-product-title{font-family:var(--font-head);font-size:16px;font-weight:700;color:var(--text-dark);line-height:1.35}.card-category-pills{display:flex;flex-wrap:wrap;gap:4px;margin-top:4px}.cat-pill{font-size:11px;padding:2px 8px;border-radius:var(--radius-sm);font-weight:500}.cat-pill.personal{background:var(--badge-personal);color:var(--badge-personal-text)}.cat-pill.home{background:var(--badge-home);color:var(--badge-home-text)}.cat-pill.car{background:var(--badge-car);color:var(--badge-car-text)}.cat-pill.business{background:var(--badge-business);color:var(--badge-business-text)}.cat-pill.emergency{background:var(--badge-emergency);color:var(--badge-emergency-text)}.card-col-metric{display:flex;flex-direction:column;gap:2px;padding:0 8px;border-left:1px solid var(--border-subtle)}.metric-label{font-size:11px;color:var(--text-muted);text-transform:uppercase;letter-spacing:.5px}.metric-value-rate{font-family:var(--font-head);font-size:16px;font-weight:700;color:var(--primary);line-height:1.2}.metric-sub{font-size:12px;color:var(--text-light)}.card-col-highlights{display:flex;flex-direction:column;gap:6px;padding:0 8px;border-left:1px solid var(--border-subtle)}.card-col-actions{display:flex;flex-direction:column;gap:8px}.btn-apply-primary{display:flex;align-items:center;justify-content:center;gap:6px;width:100%;padding:10px 16px;background:var(--primary);color:#fff;border:none;border-radius:var(--radius);font-weight:600;font-size:14px;cursor:pointer;transition:all var(--transition-fast);text-align:center}.btn-apply-primary:hover{background:var(--primary-hover);box-shadow:0 2px 6px #0f5b3340}.btn-calc-preset{display:flex;align-items:center;justify-content:center;gap:6px;width:100%;padding:7px 12px;background:var(--bg-page);color:var(--text-mid);border:1px solid var(--border);border-radius:var(--radius);font-size:12px;font-weight:500;cursor:pointer;transition:all var(--transition-fast)}.btn-calc-preset:hover{border-color:var(--primary);color:var(--primary);background:var(--primary-light)}.tips-section{background:var(--bg-surface);padding:64px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.tips-grid-editorial{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.tip-card-editorial{background:var(--bg-page);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px 20px;transition:border-color var(--transition-fast)}.tip-card-editorial:hover{border-color:var(--primary)}.tip-header{display:flex;align-items:baseline;gap:12px;margin-bottom:10px}.tip-num-editorial{font-family:var(--font-head);font-size:24px;font-weight:800;color:var(--primary);opacity:.8}.tip-title-editorial{font-family:var(--font-head);font-size:15px;font-weight:700;color:var(--text-dark)}.tip-desc-editorial{font-size:13.5px;color:var(--text-light);line-height:1.6}.articles-section{padding:64px 0 80px}.articles-grid-editorial{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.article-card-editorial{background:var(--bg-surface);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;display:flex;flex-direction:column;transition:transform var(--transition-fast),box-shadow var(--transition-fast),border-color var(--transition-fast);cursor:pointer}.article-card-editorial:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--primary-border)}.article-body-editorial{padding:20px;display:flex;flex-direction:column;flex:1}.article-title-editorial{font-family:var(--font-head);font-size:16px;font-weight:700;color:var(--text-dark);line-height:1.4;margin-bottom:8px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}.article-excerpt-editorial{font-size:13.5px;color:var(--text-light);line-height:1.6;margin-bottom:16px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.article-meta-row{display:flex;align-items:center;justify-content:space-between;margin-top:auto;padding-top:14px;border-top:1px solid var(--border-subtle);font-size:12px;color:var(--text-muted)}.article-read-link{color:var(--primary);font-weight:600;display:inline-flex;align-items:center;gap:4px}.reader-modal-overlay{position:fixed;top:0;right:0;bottom:0;left:0;z-index:9999;background:#0a140fbf;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);display:flex;align-items:center;justify-content:center;padding:20px}.reader-modal-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:var(--radius-xl);width:100%;max-width:820px;max-height:90vh;display:flex;flex-direction:column;overflow:hidden;box-shadow:var(--shadow-modal);animation:modalPop .25s var(--ease)}@keyframes modalPop{0%{opacity:0;transform:scale(.96) translateY(8px)}to{opacity:1;transform:scale(1) translateY(0)}}.reader-modal-header{display:flex;align-items:center;justify-content:space-between;padding:16px 24px;border-bottom:1px solid var(--border);background:var(--bg-page)}.reader-modal-title-bar{display:flex;align-items:center;gap:10px}.reader-modal-close{background:none;border:1px solid var(--border);width:32px;height:32px;border-radius:50%;color:var(--text-mid);cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:14px;transition:all var(--transition-fast)}.reader-modal-close:hover{background:var(--border);color:var(--text-dark)}.reader-modal-scroll{padding:28px 32px;overflow-y:auto;flex:1}.reader-highlights-box{background:var(--primary-light);border:1px solid var(--primary-border);border-radius:var(--radius-lg);padding:18px 22px;margin-bottom:24px}.reader-article-content{font-size:15.5px;color:var(--text-mid);line-height:1.8}.reader-article-content h4{font-family:var(--font-head);font-size:17px;font-weight:700;color:var(--text-dark);margin:22px 0 10px}.reader-article-content p{margin-bottom:14px}.reader-article-content ul{margin:10px 0 16px 20px}.reader-article-content li{margin-bottom:6px}.lb-modal-overlay{position:fixed;top:0;right:0;bottom:0;left:0;z-index:99999;display:flex;align-items:center;justify-content:center}.lb-backdrop{position:absolute;top:0;right:0;bottom:0;left:0;background:#000000e0}.lb-content{position:relative;z-index:1;max-width:90vw;max-height:90vh;display:flex;flex-direction:column;align-items:center;gap:14px}.lb-img{max-width:100%;max-height:80vh;border-radius:var(--radius);box-shadow:0 10px 40px #0009}.lb-title{color:#fff;font-size:14px;text-align:center}.lb-close{position:absolute;top:-44px;right:0;background:#ffffff26;border:1px solid rgba(255,255,255,.3);color:#fff;border-radius:50%;width:36px;height:36px;font-size:16px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background var(--transition-fast)}.lb-close:hover{background:#ffffff4d}.page-hero{background:var(--bg-surface);padding:56px 0 48px;text-align:left;border-bottom:1px solid var(--border)}.page-hero-title{font-family:var(--font-head);font-size:clamp(24px,4vw,36px);font-weight:700;color:var(--text-dark);margin-bottom:12px}.page-hero-sub{font-size:15px;color:var(--text-mid);max-width:600px;line-height:1.6}.page-container{max-width:860px;margin:0 auto;padding:48px 24px 80px}.page-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:36px 32px;margin-bottom:24px}.page-card h2{font-family:var(--font-head);font-size:20px;font-weight:600;color:var(--text-dark);margin-bottom:14px}.page-card p{font-size:15px;color:var(--text-light);line-height:1.75;margin-bottom:14px}.back-home-btn{display:inline-flex;align-items:center;gap:8px;color:var(--primary);font-weight:600;font-size:14px;margin-bottom:24px;cursor:pointer;background:none;border:none;padding:6px 0}.back-home-btn:hover{text-decoration:underline}.site-footer{background:var(--footer-bg);color:var(--footer-text)}.footer-top{padding:56px 0 40px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}.footer-logo{font-family:var(--font-head);font-size:20px;font-weight:700;color:#fff;margin-bottom:12px;display:flex;align-items:center}.footer-desc{font-size:13.5px;line-height:1.7;color:var(--footer-text-dim);margin-bottom:20px}.footer-social{display:flex;gap:10px}.footer-heading{font-family:var(--font-head);font-size:15px;font-weight:600;color:#fff;margin-bottom:16px}.footer-links{list-style:none}.footer-links li{margin-bottom:10px}.footer-links button,.footer-links a{font-size:13.5px;color:var(--footer-text-dim);background:none;border:none;cursor:pointer;padding:0;text-align:left;transition:color var(--transition-fast)}.footer-links button:hover,.footer-links a:hover{color:#fff}.footer-bottom{border-top:1px solid var(--footer-border);padding:18px 0;text-align:center}.footer-bottom p{font-size:12.5px;color:var(--footer-text-dim)}.no-results{text-align:center;padding:64px 20px;color:var(--text-muted)}.no-results-icon{font-size:42px;margin-bottom:12px}.btn-reset-filters{margin-top:16px;padding:8px 18px;background:var(--primary);color:#fff;border:none;border-radius:var(--radius);font-size:13px;font-weight:600;cursor:pointer}.page-wrapper{min-height:calc(100vh - 200px);padding-bottom:60px}.page-hero{background:linear-gradient(180deg,var(--bg-surface) 0%,var(--bg-subtle) 100%);border-bottom:1px solid var(--border);padding:44px 0 40px;margin-bottom:36px}.page-hero-title{font-family:var(--font-head);font-size:32px;font-weight:700;color:var(--text-dark);margin-bottom:12px;line-height:1.3}.page-hero-sub{font-size:16px;color:var(--text-mid);max-width:780px;line-height:1.65}.back-home-btn{display:inline-flex;align-items:center;gap:8px;background:none;border:none;color:var(--primary);font-size:14px;font-weight:600;cursor:pointer;padding:0;margin-bottom:18px;transition:transform var(--transition-fast)}.back-home-btn:hover{transform:translate(-4px)}.page-container{max-width:980px;margin:0 auto}.page-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px 32px;margin-bottom:24px;box-shadow:var(--shadow-sm)}.page-card h2{font-family:var(--font-head);font-size:20px;font-weight:700;color:var(--text-dark);margin-bottom:14px;display:flex;align-items:center;gap:10px}.page-card p{color:var(--text-mid);font-size:15px;line-height:1.7;margin-bottom:14px}.page-card p:last-child{margin-bottom:0}.page-card ul,.page-card ol{color:var(--text-mid);font-size:15px;line-height:1.75;padding-left:24px;margin-bottom:14px}.page-card li{margin-bottom:8px}@media(max-width:1080px){.hero-grid{grid-template-columns:1fr;gap:36px}.loan-card-editorial{grid-template-columns:88px 1.2fr 1fr 1fr 140px;gap:14px}.tips-grid-editorial,.articles-grid-editorial{grid-template-columns:repeat(2,1fr)}}@media(max-width:860px){.main-nav{display:none}.hamburger{display:flex}.loan-card-editorial{grid-template-columns:1fr;padding:18px;gap:16px}.card-thumb-wrapper{width:100%;height:120px}.card-col-metric,.card-col-highlights{border-left:none;border-top:1px solid var(--border-subtle);padding:12px 0 0}.footer-grid{grid-template-columns:repeat(2,1fr);gap:30px}}@media(max-width:600px){.container{padding:0 16px}.hero-editorial{padding:40px 0 48px}.tips-grid-editorial,.articles-grid-editorial{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:24px}.reader-modal-scroll{padding:20px 18px}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}:root{--primary: #174e3c;--primary-hover: #103a2d;--primary-light: #e6efe8;--primary-border: #c5d9ca;--bg-page: #f6f6f0;--bg-subtle: #edf1e9;--border: #d9e1d7}html[data-theme=dark]{--primary: #8cdbad;--primary-hover: #a5e9be;--primary-light: #19372a;--primary-border: #315a42;--bg-page: #101c17;--bg-subtle: #1a2a20;--border: #304538}.container{max-width:1280px}.site-header{background:#fafaf6f5}.logo-badge{border-radius:50%}.hero-editorial{background:#e8eee5;padding:72px 0 80px;overflow:hidden}html[data-theme=dark] .hero-editorial{background:#16281d}.hero-editorial:after{display:none}.hero-grid{grid-template-columns:1fr .82fr;gap:clamp(50px,8vw,120px);align-items:center}.hero-eyebrow,.section-kicker{display:flex;align-items:center;gap:10px;color:var(--primary);font-size:13px;font-weight:700;letter-spacing:.03em}.hero-eyebrow{margin-bottom:22px}.hero-eyebrow span{width:32px;height:2px;background:currentColor}.hero-title{font-size:clamp(40px,4.7vw,64px);line-height:1.18;font-weight:600;letter-spacing:-.04em;margin-bottom:22px}.hero-subtitle{max-width:490px;font-size:17px;line-height:1.8;margin-bottom:28px}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:25px;margin-bottom:42px}.hero-primary{background:#174e3c;color:#fff;padding:13px 22px;border-radius:5px;font-weight:700;display:inline-flex;gap:28px;align-items:center}.hero-primary:hover{background:#103a2d;color:#fff}.hero-secondary{color:var(--primary);font-weight:700;border-bottom:1px solid currentColor;padding:8px 0}.hero-secondary span{margin-left:8px}.hero-search-label{font-size:13px;font-weight:700;color:var(--text-mid);margin-bottom:8px}.hero-search-wrapper{max-width:490px;background:var(--bg-surface);border-radius:5px;min-height:52px}.hero-search-input{min-width:0}.hero-search-submit{background:var(--bg-subtle);color:var(--primary);font-size:13px;font-weight:700;padding:8px 14px;border-radius:3px}.hero-note{color:var(--text-light);font-size:12px;margin-top:11px}.hero-editorial-right{position:relative}.calculator-intro{display:flex;justify-content:space-between;color:var(--primary);font-size:12px;font-weight:700;letter-spacing:.04em;margin-bottom:12px}.loan-calculator-card{border-radius:8px;box-shadow:0 16px 45px #16372314;padding:30px}.calc-header{margin-bottom:24px}.calc-title{font-size:19px}.calc-badge{border-radius:3px}.calc-slider{accent-color:var(--primary)}.calc-result-box{border:0;border-radius:4px;padding:18px}.calc-result-amount{font-size:27px}.calc-disclaimer{font-size:11px;color:var(--text-light);line-height:1.5;margin-top:10px}.btn-filter-amount{background:#174e3c;border-color:#174e3c;color:#fff;padding:12px}.btn-filter-amount:hover{background:#103a2d;color:#fff}.filter-section,.tips-section,.articles-section{padding:80px 0}.section-header-editorial{margin-bottom:30px}.section-kicker{margin-bottom:10px;text-transform:uppercase}.section-kicker span{color:var(--text-muted);font-size:11px;font-weight:500;margin-left:8px}.section-title{font-size:clamp(27px,3vw,38px);line-height:1.3;letter-spacing:-.02em}.section-sub{font-size:15px;margin-top:7px}.filter-tabs{gap:8px}.filter-btn{border-radius:4px}.comparison-note{margin:-4px 0 18px;color:var(--text-light);font-size:12px}.loans-container{gap:12px}.loan-card-editorial{border-radius:6px;padding:24px}.loan-card-editorial.featured{border-left:3px solid var(--primary)}.btn-apply-primary{border-radius:4px}.tips-section{background:var(--bg-surface)}.tips-grid-editorial{gap:0;border-top:1px solid var(--border)}.tip-card-editorial{background:transparent;border:0;border-bottom:1px solid var(--border);border-radius:0;padding:25px 30px 25px 0}.tip-header{align-items:baseline;gap:18px}.tip-num-editorial{font-size:14px;color:var(--primary)}.tip-title-editorial{font-size:16px}.tip-desc-editorial{padding-left:39px;font-size:14px}.article-card-editorial{border-radius:5px;box-shadow:none}.article-card-editorial:hover{transform:translateY(-2px)}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,[role=button]:focus-visible{outline:3px solid #be8b36;outline-offset:3px}@media(max-width:900px){.hero-grid{grid-template-columns:1fr 1fr;gap:32px}.hero-title{font-size:clamp(36px,5vw,48px)}}@media(max-width:700px){.hero-editorial{padding:45px 0 50px}.hero-grid{grid-template-columns:1fr;gap:34px}.hero-title{font-size:clamp(38px,10vw,52px)}.hero-subtitle{font-size:15px}.hero-actions{margin-bottom:30px}.loan-calculator-card{padding:22px}.filter-section,.tips-section,.articles-section{padding:55px 0}.tips-grid-editorial{grid-template-columns:1fr}.tip-card-editorial{padding:20px 0}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.skip-link{position:fixed;left:16px;top:-80px;z-index:2000;padding:12px 18px;background:var(--bg-surface);color:var(--primary)}.skip-link:focus{top:12px}.mobile-menu a{display:block;padding:10px 14px}.source-link{color:var(--primary);text-decoration:underline;text-underline-offset:3px;font-size:13px}.card-col-highlights{align-items:flex-start}.card-col-metric .metric-sub{line-height:1.55;margin-top:6px}.card-col-actions .btn-apply-primary{font-size:12px;padding-inline:10px}.article-page{padding-top:32px;padding-bottom:80px}.article-breadcrumb{display:flex;flex-wrap:wrap;gap:8px;color:var(--text-light);font-size:13px;margin-bottom:30px}.article-page-header{max-width:840px;margin-bottom:32px}.article-page-header h1{font:600 clamp(28px,3.4vw,44px)/1.4 var(--font-head);letter-spacing:-.02em}.article-lead{color:var(--text-mid);font-size:18px;margin:18px 0;line-height:1.85}.article-byline{font-size:13px;color:var(--text-light)}.article-layout{display:grid;grid-template-columns:minmax(0,790px) minmax(210px,1fr);gap:60px}.article-layout>*{min-width:0}.article-side{align-self:start;padding:24px;border-left:1px solid var(--border);position:sticky;top:100px;font-size:14px}.article-side h2{font-size:20px;margin-bottom:10px}.article-side .btn-apply-primary{margin:20px 0}.article-side>a:last-child{text-decoration:underline;color:var(--primary)}.reader-article-content{font-size:17px;line-height:1.95;overflow-wrap:anywhere}.reader-article-content h2{font:600 25px/1.5 var(--font-head);margin:32px 0 14px}.reader-article-content p{margin-bottom:20px}.reader-article-content ul,.reader-highlights-box ul,.article-sources ul{padding-left:24px}.reader-article-content ol{padding-left:28px;margin-bottom:20px}.article-table-scroll{max-width:100%;overflow-x:auto;margin:24px 0;border:1px solid var(--border);border-radius:8px}.article-table-scroll:focus-visible{outline:2px solid var(--primary);outline-offset:3px}.article-table-scroll table{width:100%;min-width:480px;border-collapse:collapse;font-size:15px;line-height:1.65}.article-table-scroll caption{padding:16px;text-align:left;font-weight:600;color:var(--text-dark)}.article-table-scroll th,.article-table-scroll td{padding:14px 16px;text-align:left;vertical-align:top;border-top:1px solid var(--border)}.article-table-scroll thead th{color:var(--primary);background:var(--bg-subtle)}.article-table-scroll tbody th{font-weight:500}.reader-highlights-box h2{font-size:18px;margin-bottom:12px}.reader-highlights-box li{margin-bottom:6px}.article-sources{border-top:1px solid var(--border);padding-top:24px;margin-top:32px}.article-sources h2{font-size:20px;margin-bottom:12px}.article-sources a,.article-correction a{color:var(--primary);text-decoration:underline;text-underline-offset:3px}.article-sources p,.article-correction{font-size:13px;color:var(--text-light);margin:16px 0}.article-related{margin-top:50px;max-width:790px}.article-related h2{font-size:24px;margin-bottom:15px}.article-related>a{display:flex;justify-content:space-between;gap:20px;padding:18px 0;border-bottom:1px solid var(--border);color:var(--primary)}.text-article-card .article-body-editorial{padding:26px}.text-article-card .article-title-editorial{font-size:21px;line-height:1.55}.text-article-card .article-title-editorial a:hover{text-decoration:underline}.text-article-card .article-excerpt-editorial{margin-top:12px}.article-search-label{display:block;font-weight:600;margin-bottom:8px}.article-search-field{width:min(100%,600px);font:inherit;padding:12px 16px;border:1px solid var(--border);background:var(--bg-surface);color:var(--text-dark);border-radius:4px;margin-bottom:24px}.contact-compose{display:grid;gap:10px;max-width:680px;margin-top:20px}.contact-compose select,.contact-compose textarea,.calc-assumptions select,.calc-assumptions input{width:100%;padding:10px;font:inherit;color:var(--text-dark);background:var(--bg-surface);border:1px solid var(--border);border-radius:4px;min-width:0}.contact-compose textarea{resize:vertical}.contact-facebook-link,.footer-facebook-link{display:inline-flex;align-items:center;gap:10px;min-height:44px;padding:9px 14px;border-radius:4px;font-weight:600;font-size:14px}.contact-facebook-link{color:var(--primary);background:var(--primary-light);border:1px solid var(--primary-border)}.contact-facebook-link:hover{background:var(--bg-subtle)}.footer-facebook-link{color:var(--footer-text);border:1px solid var(--footer-border)}.footer-facebook-link:hover{color:#fff;background:#ffffff0f}.contact-facebook-link i,.footer-facebook-link i{font-size:20px}.footer-disclosure{font-size:12px;line-height:1.8;color:var(--footer-text);border-top:1px solid var(--footer-border);margin-top:24px;padding-top:16px;max-width:920px}.footer-admin{display:block;margin-top:15px;font-size:12px}.calc-fieldset{border:0;min-width:0}.amount-shortcuts{display:flex;gap:6px;flex-wrap:wrap;margin-top:10px}.amount-shortcuts button{padding:4px 8px;border:1px solid var(--border);background:var(--bg-surface);color:var(--text-light);border-radius:3px;cursor:pointer}.amount-shortcuts button[aria-pressed=true]{background:var(--primary-light);color:var(--primary);border-color:var(--primary)}.calc-assumptions{display:grid;grid-template-columns:1.15fr 1fr;gap:12px;font-size:12px}.calc-assumptions label{display:block;margin-bottom:6px;color:var(--text-mid)}.calc-totals{margin:12px 0;font-size:12px}.calc-totals>div{display:flex;justify-content:space-between;gap:12px}.calc-totals dt{color:var(--text-light)}.calc-source{display:inline-block;font-size:11px;margin-top:8px}.calc-error{color:var(--danger);margin-top:8px;font-size:12px}button:disabled{opacity:.5;cursor:not-allowed}html[data-theme=dark] .btn-apply-primary,html[data-theme=dark] .term-pill.active,html[data-theme=dark] .filter-btn.active{color:#10291c}@media(max-width:1000px){.article-layout{gap:24px;grid-template-columns:minmax(0,1fr) 220px}}@media(max-width:700px){.article-layout{grid-template-columns:1fr}.article-side{position:static;border-left:0;border-top:1px solid var(--border);padding:24px 0}.article-page-header h1{font-size:29px}.article-lead,.reader-article-content{font-size:16px}.article-page{padding-top:24px}.calc-result-box{gap:10px}.calc-result-amount{font-size:25px}}@media(max-width:380px){.calc-assumptions{grid-template-columns:1fr}.calc-result-box{flex-wrap:wrap}}.loan-results-heading{scroll-margin-top:96px}.loan-pagination{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:18px;margin-top:28px;padding-top:22px;border-top:1px solid var(--border)}.loan-pagination-summary{font-size:14px;color:var(--text-light)}.loan-pagination-summary strong{color:var(--text-dark)}.loan-pagination-controls,.pagination-pages{display:flex;align-items:center;gap:6px}.loan-pagination-controls button{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:9px 14px;border:1px solid var(--border);border-radius:4px;background:var(--bg-surface);color:var(--text-mid);font-size:14px;cursor:pointer;transition:background var(--transition-fast),border-color var(--transition-fast)}.loan-pagination-controls .pagination-number{min-width:44px;padding-inline:10px}.loan-pagination-controls button:hover:not(:disabled){border-color:var(--primary);background:var(--primary-light)}.loan-pagination-controls button[aria-current=page]{color:var(--bg-surface);background:var(--primary);border-color:var(--primary);font-weight:700}.loan-pagination-controls button[aria-current=page]:hover{background:var(--primary)}.loan-pagination-controls button:disabled{opacity:.45;cursor:not-allowed}.pagination-ellipsis{padding:0 6px;color:var(--text-light)}.pagination-mobile-status{display:none}@media(max-width:600px){.loan-pagination{flex-direction:column;align-items:stretch;gap:14px}.loan-pagination-summary{text-align:center;font-size:13px}.loan-pagination-controls{display:grid;grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);gap:12px}.pagination-pages{display:none}.pagination-mobile-status{display:block;font-size:13px;color:var(--text-mid);white-space:nowrap;text-align:center}.loan-pagination-controls button{min-height:46px;padding-inline:10px}}:root{--motion-ease: cubic-bezier(.22, .61, .36, 1);--motion-quick: .18s;--motion-card: .24s;--card-lift-shadow: 0 14px 28px rgba(22, 55, 35, .08), 0 3px 8px rgba(22, 55, 35, .04)}html[data-theme=dark]{--card-lift-shadow: 0 14px 28px rgba(0, 0, 0, .25), 0 3px 8px rgba(0, 0, 0, .15)}.loan-card-reveal{min-width:0}.loan-card-editorial{transition:transform var(--motion-card) var(--motion-ease),box-shadow var(--motion-card) var(--motion-ease),border-color var(--motion-card) var(--motion-ease)}.loan-card-editorial:focus-within{border-color:var(--primary-border);box-shadow:var(--shadow-sm)}.button-arrow{display:inline-block;transition:transform var(--motion-quick) var(--motion-ease)}:is(.btn-apply-primary,.btn-calc-preset,.btn-filter-amount,.hero-primary,.hero-secondary,.hero-search-submit,.contact-facebook-link,.filter-btn,.term-pill,.amount-shortcuts button,.loan-pagination-controls button){transition:transform var(--motion-quick) var(--motion-ease),background var(--motion-quick) var(--motion-ease),border-color var(--motion-quick) var(--motion-ease),box-shadow var(--motion-quick) var(--motion-ease),color var(--motion-quick) var(--motion-ease);-webkit-tap-highlight-color:transparent}.card-thumb-wrapper:focus-visible .card-thumb-zoom-icon{opacity:1}@media(prefers-reduced-motion:no-preference){.loan-card-reveal[data-reveal=entering]{animation:loan-card-enter .38s var(--motion-ease) var(--reveal-delay, 0ms) both;will-change:transform,opacity}.loan-card-reveal:focus-within{animation:none}:is(.btn-apply-primary,.btn-calc-preset,.btn-filter-amount,.hero-primary,.hero-secondary,.hero-search-submit,.contact-facebook-link,.filter-btn,.term-pill,.amount-shortcuts button,.loan-pagination-controls button):active:not(:disabled){transform:scale(.98);transition-duration:90ms}}@media(hover:hover)and (pointer:fine){.loan-card-editorial:hover{border-color:var(--primary-border);box-shadow:var(--card-lift-shadow)}.btn-apply-primary:hover .button-arrow{transform:translate(2px,-2px)}}@media(hover:hover)and (pointer:fine)and (prefers-reduced-motion:no-preference){.loan-card-editorial:hover{transform:translateY(-3px)}}@keyframes loan-card-enter{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}@media(prefers-reduced-motion:reduce){.loan-card-reveal{animation:none!important;opacity:1;transform:none!important}.loan-card-editorial,.button-arrow,.card-thumb-wrapper img,:is(.btn-apply-primary,.btn-calc-preset,.btn-filter-amount,.hero-primary,.hero-secondary,.hero-search-submit,.contact-facebook-link,.filter-btn,.term-pill,.amount-shortcuts button,.loan-pagination-controls button){transition:none!important;transform:none!important}}
